Archive for Stocks
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The Golden Investment Rule
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Years ago, I was introduced to the Golden Investment rule and have continued to use this rule as a guideline for planning with clients. The rule is a simple calculation that serves as a guideline to determine the ...
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It’s a RMD Time – Avoid these 6 Common Errors
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor As we begin a New Year and thoughts of income tax preparations are in the back of our minds, another tax item surfaces. Required minimum distributions, often referred to as RMDs or minimum required distributions...
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Money Management Program
By Alyssa Dominacki Alternatives for the Older Adult Business Development Coordinator Setting the path toward financial independence and freedom Managing monthly finances can be a daunting task for an aging individual. Though there are many available resources, finding the right professional who...
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Valuing Non – Cash Gifts Made During Your Lifetime
By Curt Ford Nash Nash Bean & Ford For taxpayers who have a moderate to large estates, one estate planning tactic that is often used is to make gifts during the taxpayer’s lifetime in order to reduce the value of the estate at the time of death. Making lifetime gifts also allows the perso...
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Beyond the Finances of Estate Planning
By Curt Ford Nash Nash Bean & Ford April is “tax month” for most of us, and while taxes are on your mind, this can be a great time to consider the outcome of the estate tax on your family. While many people may initially look at estate planning due to tax issues, the reality is only one...
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Low Returns to Continue for Decades?
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A recent financial industry news report featured a headline of doom and gloom regarding rates of return on equities. London Business School and Credit Suisse article states for the next 20 to 30 years, annualiz...
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Protection without the Drama Revisited
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our clients - following our annuity strategies – have not lost money due to market volatility. That’s because fixed index annuities are insurance products, so they are protected from losing principal as a r...
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Planning for the Summit
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Planning for retirement is like planning to climb Mt. Everest. We plan or condition ourselves well in advance - years in advance - for the goal of reaching the retirement summit - just as climbers have conditio...
