Posts Tagged Clu Chfc
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Discount Prescription Card & Health Care Reform for Medicare Beneficiaries
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Working with Medicare and all the issues involved with choices and costs, we came across another very important resource for Medicare and Pre-Medicare folks - free discount prescription cards. These cards are a...
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Take Control by Taking Action
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Employee Benefit Research Institute reports 47% of Americans between the ages of 56-62 would run out of the funds necessary to pay for basic retirement expenditures if they retire at age 65. 47% - that’s a bi...
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Protection. Without all the drama.
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Our financial practice focuses on the use of fixed and fixed-index annuities due to their safety from stock and mutual fund market downturns. What a roller coaster ride with the stock and mutual fund mar...
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The Tax Man Cometh
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Here are some ways that state governments are considering generating additional fees and revenues… A CNN article that came across my screen recently really caught my attention. You may go on- line and repl...
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They’re Back!!! RMDs are back for 2010!
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor We manage assets to protect valued retirement money against life’s risks – taxation is a risk. We are continuing our theme during this 1st half of 2010 on the tax risk we face with our retirement money. ...
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2010 Resolution – Take Control of your tax risk
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Annuities – without question will help us reduce the amount of federal and state income tax as well as the amount of social security tax. I encourage you to take control of the taxation risk. It’s tax...
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2010 Resolution – Take Control
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor I encourage you to use the Golden Rule of Investing in 2010 Resolve – if you have not applied the Golden Rule of Investing to your retirement assets – then do it! What’s the Golden Rule of Investing??...
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Advantages of Advantage Plus
By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor This New Year rings in another open enrollment season for Medicare Part C (Medicare Advantage) Plans, continuing until March 31. You may have heard me say earlier: I’ve done a complete turn-around with Medica...
