Posts Tagged Independent Insurance

  • The Greatest Gift The Greatest Gift

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Having your affairs in order can be the most lasting gift to for loved ones With many years of experience in the insurance and investment business, this featured article/story in “Renew” magazine is pric...

  • Low Returns to Continue for Decades? Low Returns to Continue for Decades?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor A recent financial industry news report featured a headline of doom and gloom regarding rates of return on equities. London Business School and Credit Suisse article states for the next 20 to 30 years, annualiz...

  • One Benefit for Achieving Age 70 1/2 or older One Benefit for Achieving Age 70 1/2 or older

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Is there a benefit to aging? The American Taxpayer Relief Act of 2012 is telling us there is a huge benefit to hitting the golden age of 70 1/2, especially if we hold qualified retirement accounts, such as IRA...

  • Annual Enrollment Period continues Annual Enrollment Period continues

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor The Medicare Annual Enrollment Period is the time during which people with Medicare can make new choices and pick plans that work best for them. Each year Medicare plans typically change what they cost and cove...

  • What if...........? What if………..?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor What if the retirement plan you have today will not turn out the way you thought it was going to…..then WHEN would you want to know that? If the retirement plan you have today is not as true as you thought it...

  • Fear and Greed Index Fear and Greed Index

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Really – what makes today’s stock and mutual fund markets so volatile? We hear about lots of influences that cause the stock market to bounce all over the place. The S&P 500 and the Dow Jones Industrial A...

  • Advance Care Directives Advance Care Directives

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Folks. I can’t over emphasize the importance of long-term care planning. This planning must be a part your regular retirement planning, both prior to retirement and during retirement. Long-term care is an emo...

  • The happiest people don’t have the best of everything; They just make the best of everything The happiest people don’t have the best of everything; They just make the best of everything

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Have you observed this being real? The happiest people clearly don’t have it all, but they certainly make the best of what they have. The amount of retirement money you have is not important. What is importa...

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