March 29, 2019

YOUR SOCIAL SECURITY – Davenport, Iowa Office

By Linda Clayton-Powell
Social Security District Manager
Davenport, Iowa

APRIL IS NATIONAL SOCIAL SECURITY MONTH

It’s National Social Security Month and this year we’re highlighting some of the time-saving features of the
my Social Security account. Once you create an account, you’ll see that we already have your work history and
secure information to estimate what you could receive once you start collecting benefits. With your personal my Social Security account, you can also:

  • Request a replacement Social Security card;
  • Set up or change direct deposit;
  • Get a proof of income letter;
  • Change your address;
  • Check the status of your Social Security application; and
  • Get a Social Security 1099 form (SSA-1099).

For over 80 years, Social Security has worked to meet the changing needs of the American public. Today, you can apply for retirement, disability, and Medicare benefits online, as well as take care of other business.

Knowledge is power. You care about your friends’ and family’s future, so encourage them to create a my Social Security account. Celebrate National Social Security Month by learning what you can do online anytime, anywhere at www.socialsecurity.gov/myaccount.

SOCIAL SECURITY HELPS PEOPLE LIKE YOU

Online, our People Like Me pages help inform the many different people we help. From people with disabilities to students and military veterans — Social Security is here for you.

These pages are easy to share with friends and family or on social media. Here are just a few that might speak to you or someone you love.

Do you know someone who is just starting their career? Now is the best time for them to start preparing for retirement. The sooner we begin to save, the more we’ll have when we reach retirement age. Share this page with a young worker you know. www.socialsecurity.gov/people/earlycareer.

We proudly serve wounded warriors and veterans. They faced sacrifices to preserve the freedoms Americans treasure. Many of them do not know they might be entitled to benefits. Share our resources with them to make sure they are getting the benefits they deserve. www.socialsecurity.gov/people/veterans.

Social Security plays an important role in providing economic security for women. Nearly 55 percent of the people receiving Social Security benefits are women. Women face greater economic challenges in retirement. First, women tend to live longer than men. A woman who is 65 years old today can expect to live, on average, until about 87, while a 65-year-old man can expect to live, on average, until about 84. Second, women often have lower lifetime earnings than men, which usually means lower benefits. And, third, women may reach retirement with smaller pensions and other assets than men. Share this page with someone who needs this information and may need help planning for their golden years. www.socialsecurity.gov/people/women.

These are just a few People Like Me pages that are tailored to a specific group’s needs. If you didn’t see your own, check out our home page at www.socialsecurity.gov/people.

TRAVELING? YOU CAN STILL ACCESS SOCIAL SECURITY ONLINE RESOURCES

Now that the weather is beginning to warm, you might be planning a vacation or trip. Social Security is here for you when you’re traveling, whether it’s just a state away or when you’re overseas.

Our online services page directs you to a wide variety of useful links at www.socialsecurity.gov/onlineservices/.

Through our online services, you can:

  • Apply for Social Security benefits
  • Get your Social Security Statement
  • Request a replacement Social Security card
  • Appeal a decision
  • Find out if you qualify for benefits

Some of these features require you to have a my Social Security account, which is something everyone should have no matter what stage they are at in their working life.

And if you receive Social Security benefits or Medicare, you can create or log in to your personal my Social Security account to:

  • Get your benefit verification letter (includes Medicare and SSI)
  • Check your information, benefits, and earnings record
  • Change your address and telephone number
  • Start or change your direct deposit
  • Request a replacement Medicare card
  • Get a replacement SSA-1099 or SSA-1042S for tax season
  • Report your wages if you work and receive Disability Insurance benefits or Supplemental Security Income (SSI)

Create a my Social Security account today at www.socialsecurity.gov/myaccount/ to take advantage of these easy-to-use features. Also, share our online services page with friends and family, who might not know how easy and secure our website is.

Question & Answer

Q: I’m gathering everything I’ll need to file my taxes this month. Do I have to pay taxes on Social Security benefits? Also, where can I get a replacement 1099?

A: Some people who get Social Security must pay federal income taxes on their benefits. Still, no one pays taxes on more than 85 percent of their Social Security benefits.

You must pay taxes on some portion of your benefits if you file an individual federal tax return and your income exceeds $25,000. If you file a joint return, you must pay taxes if you and your spouse have combined income of more than $32,000. If you are married and file a separate return, you probably will have to pay taxes on your benefits. You can read more about tax preparation in relation to Social Security at www.socialsecurity.gov/planners/taxes.htm.
Social Security benefits include monthly retirement,
survivors, and disability benefits. They don’t include Supplemental Security Income (SSI) payments, which are not taxable.
You can also get a replacement 1099 or 1042S when you open
your own personal my Social Security account at www.socialsecurity.gov/myaccount.

Filed Under: Finance