Archive for Finance

  • Are You Prepared for a 40 Year Retirement? Are You Prepared for a 40 Year Retirement?

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Americans are living longer than ever! Thanks to medical advances and healthier lifestyles Americans are living longer and more active lives well into their 80s, 90s and beyond. In fact, by 2045 the number of 100-...

  • YOUR SOCIAL SECURITY | Davenport, Iowa Office YOUR SOCIAL SECURITY | Davenport, Iowa Office

    By Linda Clayton-Powell Social Security District Manager Davenport, Iowa SOCIAL SECURITY TERMS IN PLAIN LANGUAGE Some of the terms and acronyms (an abbreviation of the first letters of words in a phrase) people use when they talk about Social Security can be a little confusing. We’re here to...

  • YOUR SOCIAL SECURITY | Rock Island, Illinois Office YOUR SOCIAL SECURITY | Rock Island, Illinois Office

    By Cristina Vital Social Security Manager Rock Island Social Security Office CELEBRATING INDEPENDENCE DAY July 4th brings family and friends together, as well as neighbors, to celebrate that we’re all part of a community. Everyone pitches in, combining their resources — great food, music, ...

  • Your Advocacy Your Advocacy

    By Kathy Nitz Lead Benefits Advocate GolderCare Solutions Medicaid and “the spenddown” At GolderCare, we get many calls where someone says something like: “I know I have to spend all of Mom’s money until she has nothing left, and then I’ll just let the State take over.” This is suc...

  • What is a Cooperative? What is a Cooperative?

    The Crow Valley Cooperative is a 55+ upscale living community to be built near Crow Valley Golf Club in Davenport, Iowa. There are over 100 known cooperatives in the country, with 75 of them in Minnesota. Housing cooperatives, for the 55+ age group, have been around since the 1970s. A cooperative...

  • Why “looking to buy in 2 years” is not a sound financial home buying decision for seniors. Why “looking to buy in 2 years” is not a sound financial home buying decision for seniors.

    By Kevin Dolan Dan Dolan Homes “We’ll be doing something in a couple years” the visitor to my open house in Bettendorf told me. “We’re just not ready to decide on our senior housing yet,” she went on to say. She and her husband still enjoy gardening and working in the yard, and they do...

  • Must I Take my RMD? (Required Minimum Distributions) Must I Take my RMD? (Required Minimum Distributions)

    By Richard J. Schillig, CLU, ChFC, LUTCF Independent Insurance and Financial Advisor Today I want to talk with you about a special topic many of my clients are experiencing and don’t want to be experiencing – and that topic is with RMDs – Required Minimum Distributions as many of us know, oc...

  • YOUR SOCIAL SECURITY | Rock Island, Illinois Office YOUR SOCIAL SECURITY | Rock Island, Illinois Office

    By Cristina Vital Social Security Manager Rock Island Social Security EMMA AND LIAM REPEAT AS SOCIAL SECURITY’S TOP BABY NAMES FOR 2019 Jacob and Abigail Fall Out of Top 10 Liam and Emma are once again America’s most popular baby names in 2018. This is the second time Liam is atop the boy...